As we near the end of this challenging year, let us remember all the things we have to be grateful for. I know it can be hard to be grateful with all the losses and suffering many have had to endure this year, but now it is even more important to give thanks for our blessings and our close friends and family. The hardships created for many by the COVID pandemic have made the need for safe, decent, affordable homes more valued than ever.  Many of our long time friends and volunteers have retired or moved on during the past year.  Let us be ever grateful for all their contributions of time,friendship, energy,